RedotPay raises $107 million to build a Stablecoin payment system

The race from Hong Kong

RedotPay, a rapidly growing stablecoin-based payment platform, has successfully raised $107 million in its Series B funding round, marking one of the largest recent fundraising rounds in the cryptocurrency payments sector.

The fundraising comes amid strong growth in users, revenue, and transaction volume, indicating a growing demand for stablecoin-based payment infrastructure as cryptocurrencies move from exchanges to everyday commerce.

• March 2025: $40 million Series A funding.

• September 2025: $47 million in strategic funding (valuation > $1 billion).

• December 2025: $107 million Series B funding.

RedotPay's products—a stablecoin debit card usable anywhere Visa/Mastercard is accepted, a payment system for cross-border transfers and P2P marketplaces—connect cryptocurrency and fiat currency for both existing and new users.

Making Stablecoins commonplace

RedotPay focuses on enabling stablecoin payments for consumers and merchants, eliminating the complexity of blockchain while retaining the benefits of on-chain payments.

At its core, this platform allows users to:

• Pay with stablecoins at stores.

• Send cross-border payments instantly.

• Avoid the hassles of traditional banking and foreign exchange fees.

• Global payment processing with near-instantaneous accuracy.

For merchants, RedotPay offers faster payment speeds, lower fees, and access to a global customer base—particularly valuable in areas where card networks are expensive or unreliable.

This two-way network effect—consumers on one side, sellers on the other—is what makes this business model both secure and scalable.

Legal limitations

Importantly, RedotPay's growth coincides with an improvement in regulatory clarity regarding stablecoins in major jurisdictions. Emerging regulatory frameworks in the US, EU, and Asia are increasingly recognizing stablecoins as legitimate payment instruments, rather than just cryptocurrency assets.

This legal maturity benefits compliant platforms like RedotPay, while creating barriers for informal or loosely regulated competitors.

However, risks remain. Payments is a tightly regulated industry, and global expansion requires compliance with complex anti-money laundering (AML), know-how (KYC), consumer protection, and licensing requirements. Enforcement discipline will be just as important as technology.

Disclaimer: The information presented in this article is the author's personal opinion in the field of cryptocurrency. This is not financial or investment advice. All investment decisions should be based on careful consideration of your personal portfolio and risk tolerance. The views expressed in this article do not represent the official stance of the platform. We recommend that readers conduct their own research and consult with experts before making any investment decisions.

Compiled and analyzed by HCCVenture

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