Circle partners with LianLian Global to expand cross-border payments

Circle (the issuer of USDC) has signed a memorandum of understanding (MOU) with LianLian Global to jointly research cross-border payment solutions based on stablecoins.

12/18/20252 min read

Objectives of the strategy

Cross-border payments remain one of the least efficient segments of global finance. Transactions often involve multiple intermediaries, slow payment cycles, opaque fees, and trapped liquidity—particularly challenging for small and medium-sized enterprises, e-commerce platforms, and businesses in emerging markets.

Stablecoins offer an attractive alternative. By enabling near-instantaneous payments, 24/7 operation, and programmable transfers, stablecoins can significantly reduce friction in international payments. The collaboration between Circle and LianLian aims to address precisely these long-standing issues.

The role of LianLian Global

LianLian Global possesses extensive experience in merchant payment collection, cross-border payments, and regulatory compliance, particularly in the Asia-Pacific region and emerging markets. The company's existing payment infrastructure connects merchants, platforms, and financial institutions across dozens of jurisdictions.

By integrating stablecoin payments into this network, LianLian can reduce reliance on correspondent banks, shorten payment times from days to minutes, lower foreign exchange costs and intermediary fees, and improve transparency for merchants and partners.

Global Payment Layer

For Circle, this partnership aligns perfectly with their long-term strategy of positioning USDC as a neutral, tightly regulated digital dollar for global payments. Instead of directly competing with banks or card networks, Circle has focused on becoming the underlying payment layer beneath existing financial processes.

Partnerships like these demonstrate Circle's belief that widespread adoption of stablecoins will not come from individual investor speculation, but from enterprise use cases — payroll, trade payments, treasury management, and cross-border commerce.

Our review perspective

The collaboration between Circle and LianLian Global marks another significant step in the evolution of stablecoins, from cryptocurrency-based tools to enterprise-grade payment infrastructure. By exploring stablecoin-based cross-border payments, the two companies are testing whether blockchain-based money can ultimately solve problems that have plagued international finance for decades.

If this collaboration is successful, it could boost the adoption of stablecoins in global commerce — quietly reshaping how money is transferred across borders without altering how businesses interact with their payment providers.

Disclaimer: The information presented in this article is the author's personal opinion in the field of cryptocurrency. This is not financial or investment advice. All investment decisions should be based on careful consideration of your personal portfolio and risk tolerance. The views expressed in this article do not represent the official stance of the platform. We recommend that readers conduct their own research and consult with experts before making any investment decisions.

Compiled and analyzed by HCCVenture

Follow HCCVenture here: https://link3.to/holdcoincventure